Mobile Check Deposit is a convenient and secure way to deposit paper checks into your personal checking or savings accounts using your iPhone® or Android™ device’s camera.
*Endorse the check with your signature and add "for mobile deposit."
*Mobile Deposit is available for personal accounts only. It is not available for business/commercial use.
*Standard deposit limit of $2,500 per business day applies.
- Launch the First State Bank Tahlequah App and log in
- Select Deposit from the menu at the bottom of the screen
- Select deposit a check
- Select the account to deposit into
- Enter Check Amount and select Take Photo
- Take a picture of the front of the check and select retake or use
- Take a picture of the back of the check and select retake or use
- Review Deposit and select Make Deposit
Deposits sent using Mobile Deposit may be “submitted” any time of day, weekend, or holiday. However, deposits received by us after the daily cut-off time for electronic deposits will be deposited the next business day, provided that the deposits meet all requirements. Deposits submitted on holidays or weekends will also be deposited the next business day, provided the deposits meet all requirements. The daily cut-off time for electronic deposits is 4:30 PM CST and is subject to change without notice to you.
You must clearly endorse each check deposited with a signature and include the phrase “For Mobile Deposit Only at First State Bank” in the endorsement section on the reverse side of the check. We reserve the right to reject any check transmitted through the Service that does not contain the proper endorsements.
You can deposit checks using Mobile Deposit through our mobile app, however, there are some checks that you cannot deposit. These include: a. Checks payable to any person or entity other than you, or to you and another party (multi-party checks). b. Checks containing any alteration of which you know or believe to be fraudulent or not authorized by the owner of the account on which the check is drawn. c. Checks that are not in original form with an original signature, such as substitute checks or remotely created checks. d. Checks drawn on a financial institution located outside the United States. e. Checks not payable in United States currency. f. Checks must not have previously been returned stop payment, insufficient funds, account closed. g. Checks must not be credit card checks, insurance checks, or income tax checks via Mobile Deposit Service. h. Checks must not be dated more than six months prior to the date of deposit.
Deposited funds are subject to our check hold procedures and may not be immediately available.
After completing your deposit, keep your paper check for 30 days before destroying it.