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Kasasa Cash

If Qualifications for the Month Are Met

Balances APY* (Annual Percentage Yield)

Up to $10,000

2.00%*

Over $10,000

2.00% to 0.32%*

If Qualifications for the Month Are Not Met

Balances APY* (Annual Percentage Yield)

All

0.05%*

Member FDIC

Please note there is a limit of one Kasasa® checking account per SSN.
Rates may change at any time. 
Minimum deposit to open account is $100.

It’s Easy to Qualify

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • At least 1 direct deposit, ACH credit, or ACH payment transaction

 

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*Rate information -  At  our  discretion,  we  may  change  the  interest  rates  for  this  account. Tier  1  -  An  interest  rate  of 0.149% will be paid only for that portion of your daily balance that is $10,000.01 or more.   The annual percentage yield (APY) for this tier will        range from 2.00% to 0.15%, depending on the balance in the account.    Tier 2 - An interest rate of 1.981% will be  paid on the entire     portion of your daily balance that is less than $10,000.01, if your daily balance is $0.01 or more. The annual percentage yield (APY) for this tier is 2.00%.

The interest rate(s) and annual percentage yield(s) are accurate as of April 26, 2022. If you would like more current rate and yield information, please call us at (918)456-6108. The interest rates and annual percentage yields may change at any time.

*Additional Rate Information - When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle daily balances up to and including $10,000.00 in your Kasasa Cash account earn an interest rate of 1.9819% resulting in an APY of 2.00%; and daily  balances over $10,000.00 earn an interest rate of 0.1499% on  the  portion  of  the  daily  balance  over$10,000.00,  resulting  in  a  range  from 2.00% to .32% APY depending on the account's daily balance.

*APY = Annual Percentage Yield. APY calculations are based on an assumed balance of $10,000 + $100,000 in your Kasasa Cash account and an assumed statement cycle of thirty-one (31) days. Rates, rewards, and bonuses, if any, are variable and may change at our discretion any time after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards  less than a penny cannot be distributed. Fees may reduce earnings. You will automatically qualify for the account's rewards during your account's first statement cycle. If the account is closed before rewards are credited, you will forfeit the rewards.

*When Kasasa Cash qualifications are not met, ATM withdrawal fees are not refunded and the interest rate earned on the entire daily balance in the account will be .049% resulting in an APY of .05%;

To meet the required Kasasa Cash and Saver qualifications, the following enrollments must be in place and all transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

*At least twelve (12) debit card purchases
*At least one (1) direct deposit, ACH credit, or ACH payment transaction(s)
*Be enrolled in and have agreed to receive e-statements rather than paper statements

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards.

**You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle. ATM withdrawal fee refund per transaction is  $4.99.  We  reimburse  ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have     not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.

Nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle.

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